Terms of Service

1. Acceptance of Terms

By accessing or using the website at kapalua-cap.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. Kapalua Capital ("Company," "we," "us") reserves the right to modify these Terms at any time.

2. Services

Kapalua Capital provides financial consulting and advisory services. The information on this Site is for general informational purposes only and does not constitute financial, legal, or investment advice. You should consult with qualified professionals before making any financial decisions.

3. Use of the Site

You agree to use this Site only for lawful purposes and in a manner that does not infringe upon or restrict the use of the Site by others. You may not:

• Use the Site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Site or its systems
• Use automated tools to scrape, harvest, or collect data from the Site
• Transmit harmful code or interfere with the Site's functionality

4. SMS/Text Messaging Terms

By opting in to receive SMS text messages from Kapalua Capital,, including promotional and customer care messages you acknowledge and agree to the following:

• You may receive text messages from Kapalua Capital regarding our services, updates, appointment confirmations, and related communications, including promotional and customer care messages.
• Message frequency may vary. Standard message and data rates may apply depending on your mobile carrier plan.
• You may opt out at any time by replying STOP to any message. Reply HELP for customer support.
• Consent is NOT a condition of purchase or receiving any services from Kapalua Capital.
• Kapalua Capital does not use an automatic telephone dialing system (ATDS) to send unsolicited messages. All messages are sent only with prior express written consent.
• Your phone number and SMS consent information will not be shared with or sold to third parties for their marketing purposes.

5. Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of Kapalua Capital or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. Disclaimer of Warranties

This Site and its contents are provided "as is" and "as available" without warranties of any kind, either express or implied. Kapalua Capital does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, Kapalua Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or services. Our total liability shall not exceed the amount paid by you, if any, for accessing the Site.

8. Indemnification

You agree to indemnify and hold harmless Kapalua Capital, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Site or violation of these Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Maryland, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Baltimore, Maryland.

10. Contact Us

If you have questions about these Terms of Service, please contact us:

Kapalua Capital
125 Slade Ave, Baltimore, MD 21208
Email: collin@kapalua-cap.com